Changes

In an attempt to save some cash, I’m making some changes.

First, and kinda surprisingly, I changed auto insurance providers.
I suspect I’ll change home owners insurance as well, but I just didn’t have the papers in front of me.
It saves me about $20/month, which works out to $230/year. That’s not bad at all.

The next is to transfer all my CC debt onto the lower card and pay lower transfer fees for a little while.
That’s nice too.

There was a third…maybe not.
Oh well.

I suppose the third could be; just don’t spend money on things you don’t need.
But I *like* doing that šŸ˜›
But I should watch that as well. I’d like to think I’m getting better. But then there are the slips, and they’re pretty major.
My main problem is that I load up my CC and don’t really pay that stuff off. That’s the first thing that has to change.
If I actually start paying for the things that I buy, then I’ll know how little money I actually have ^_^

It’s a long hard road…

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